Count the hand
Aces count as one. Tens and picture cards count as zero; other cards keep their number value. Baccarat uses the last digit of the total, so 17 counts as seven and 20 counts as zero. Nine is the highest possible total.
The useful detail is the one that changes the decision in front of you: the total stake, the next card, the betting window or the rule for this table.
What the dealer does
Two cards are dealt to each side. A two-card total of eight or nine is a natural and no further card is drawn. Otherwise, the rules determine whether Player and then Banker receive a third card. That procedure is not a decision for the person betting on the hand.
Keep the general guide and the venue’s current terms separate. Both are needed for a practical plan.
Read this version’s terms
Player, Banker and Tie are common labels, but payout and commission arrangements can vary by version. Read the displayed rules and ask about any charge or side bet before you play. A venue can confirm whether baccarat is currently available.
Before travel, confirm the venue’s current entry, access and session information. That practical check does not change the game rules, but it prevents a general guide from standing in for live information.
The displayed table information should show how its version settles winning selections and any commission or special rule that applies.